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Ph: (631) 465.0606 | Email: info@jmbrassillgroup.com

Benefits Buzz May 2024 | New York Benefits Partners

Prescription Drug Report Is Due by June 1, 2024 Group health plans must annually submit detailed information on prescription drug and health care spending to the federal government. This reporting is referred to as the “prescription drug data collection,” or the “RxDC report.” The next RxDC report is due by Saturday, June 1, 2024, covering … Continued

Benefits 101: Embedded vs. Non-Embedded Deductibles | New York Benefits Partners

Everyone needs health insurance but many people don’t fully understand it.  One important concept to understand is your deductible.  A deductible is the amount of money that must be paid for covered services before the health insurance company begins paying for expenses. For an individual plan, the deductible is straightforward.  But family plans are a … Continued

Health Insurance Basics: Part 2 | New York Employee Benefits Firm

Does a Health Plan Typically Pay for Services from Any Doctor? Not always. Some types of plans encourage or require consumers to get care from a specific set of doctors, hospitals, pharmacies, and other medical service providers who have entered into contracts with the plan to provide items and services at a negotiated rate. The … Continued

Information Is Power – Be an Informed Healthcare Consumer! | New York Benefits Group

   

Up and Away – Healthcare Costs Are Taking Off | New York Benefits Partners

Healthcare costs, and consequently employee health benefit costs, have been growing at an alarming rate in recent years. The U.S. as a nation spends more on health care than any other developed country but has worse health outcomes.  How is this possible? Four Key Factors Driving U.S. Healthcare Costs: Aging Population Healthcare gets more expensive … Continued

Fact Sheet for Consumers About the End of the COVID-19 Public Health Emergency | NY Employee Benefits Consultants

The Centers for Medicare & Medicaid Services (CMS) issued a consumer-facing fact sheet to help people know what to expect at the end of the COVID-19 Public Health Emergency (PHE). The Department of Health and Human Services is planning for the federal PHE and the COVID-19 national emergency to expire at the end of the day … Continued

An Ounce of Prevention is Worth a Pound of Cure | New York Employee Benefits Firm

Health care is expensive but there is good news: Most insurance plans come with free preventive care and benefits.  There is a lot of confusion around what is and isn’t preventive care – and why it matters.  Here is what you need to know. What is Preventive Care and Why Is It Important? Preventive care … Continued

Virtual Primary Care: The New Doctor’s Office? | New York Benefits Agency

The pandemic gave us more reasons, and more options, to see doctors online.  More and more, people are seeking out telemedicine services versus the traditional brick and mortar physician’s office. This trend includes telemental health services as well. And much like the necessity of remote work proved its potential to employers, telemedicine took hold as … Continued

5 Tips to Save Money on Health Care: Part 2 | New York Benefits Partners

Smart spending can keep your health care from costing an arm and a leg.  With costs rising on everything from gas to food, every penny counts. It pays to shop smart – that is why it helps to learn how to take steps to limit your out-of-pocket health care costs. Save Money on Prescriptions Go … Continued

Transparency in Health Coverage | NY Benefits Team

New transparency in coverage requirements apply to group health plans and health insurers in the individual and group markets. These rules require plans and issuers to disclose certain price and cost information to participants, beneficiaries and enrollees. These provisions only apply to non-grandfathered coverage, including both insured and self-insured group health plan sponsors. The requirements … Continued