As a partner agency of Patriot Growth Insurance Services, LLC, we are transitioning to the Patriot name and brand. While our look will change – including our logo, website, and email addresses – our commitment to you remains the same. Same personalized and local service. Same dedication to your insurance needs. Stay tuned for more updates and visit us at patriotgis.com soon. If you have questions, please reach out – we’d love the opportunity to talk!

One Huntington Quadrangle, Suite 4N10, Melville, NY 11747

Ph: (631) 465.0606 | Email: info@jmbrassillgroup.com

Tag: MLR Rebate

Meeting the ERISA Deadline: Handling MLR Rebates | NY Benefits Team

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Employers with insured health plans may have received a Medical Loss Ratio (MLR) rebate from their health insurance carrier this year. Rebates were required for plans not meeting the 2024 MLR standards and had to be issued by September 30, 2025, either as premium credits or lump-sum payments. If any part of the rebate qualifies … Continued

Medical Loss Ratio (MLR) Rebates: A Timely Reminder | NY Employee Benefits Consultants

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The Affordable Care Act (ACA) introduced the Medical Loss Ratio (MLR) to ensure that health insurance companies spend a significant portion of premiums on medical care and quality improvement activities rather than administrative costs and profits. When insurers fail to meet the MLR threshold, they are required to issue rebates to plan sponsors. Understanding MLR … Continued

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